Tuesday, September 20, 2022

Quick Tips When Applying For Life Insurance

Hey Boise - Quick Tips When Applying For Life Insurance

Hi Boise, Chris with Boise life and health insurance agency here today. Today we're going to be talking about a few tips to help you buy a life insurance policy .


It can be stressful and a huge headache to purchase life insurance because of everything that you go through like the medical exam Etc. But we will help you with simplifying the whole process.

First, determine how much death benefit coverage you may need. Look at your total debt, final expenses, college funding, and business loans. 


Also, a good rule of thumb is ten times your annual income. We have a calculator on our quote engine to help you figure out how much coverage would be appropriate. 


If you have hobbies or a hazardous occupation your rates could be affected by the premium. Please get in touch with us as we can shop the market for the best rates before you even apply. This will save you time and frustration in the process. 


Examples would be private or commercial pilots, scuba divers, race car drivers, and hang-gliding as an example. Also, foreign travel can be an issue. 


It's super easy to buy life insurance these days. You can go right online and many national companies can help you. But we are local here in Boise and work with all the major carriers. Knowing that I suggest working with us and we will take very good care of you. 


So when it comes to getting the exam. Some tips, first you want to make sure you fast the night before or at least 12 hours before your exam. We recommend that you have your exam first thing in the morning on an empty stomach and try to limit your fluids to water or straight black coffee if you have to have it.


Just a short article and video for you today. Don't let the hassle of getting a life insurance policy stop you from getting this done! 


Our agency will walk you through the whole process and make the experience easy and seamless. Call or send us a message and we look forward to working with you! 


Boise Life Insurance

When applying for life insurance, there are a few things to keep in mind in order to get the best rate possible.


  • First, be sure to shop around and compare rates from different companies. It’s important to find an insurer that’s reputable and has good customer reviews.
  • Secondly, consider your needs and how much coverage you actually need. There’s no point in paying for more coverage than you actually need.
  • Lastly, be sure to disclose any health conditions or risk factors truthfully. If you withhold any information, it could void your policy entirely.


By following these tips, you can be sure that you’re getting the best life insurance rate possible.


The cost of life insurance is often a mystery to people. They know that they need it, but have no idea how much it will cost them. In this article, we will take a look at the average monthly cost of life insurance. We will also discuss some factors that can affect the cost of life insurance, just give Chris Antrim a call to help you out.



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