Thursday, October 7, 2021

Boise Idaho Medicare Annual Enrollment Period

Medicare enrollment is just around the corner. One thing is for sure about age 65 years old, is that you need to sign up for Medicare when the open enrollment begins.


There are a lot of Medicare you need to know and understand like the annual enrollment and when you can make changes to your policy. Here is a little snippet on what can happen during the Idaho Medicare Annual Enrollment Period.


Idaho Medicare Initial Enrollment Period

The initial enrollment period is where you are first eligible for Medicare Part A and B. There is a seven-month enrollment window when you first qualify for Medicare. This happens three months before your birthday or you turn 65 and three months after you turn 65.

Medicare Annual Enrollment Period

Idaho Medicare’s annual enrollment period or also called the fall enrollment period is the time where you can make changes to your policy. Open enrollment runs from October 15 to December 7 each year. These times you can join or sign up for a plan, switch or drop your coverage. Any changes from your plan will reflect and begin on January 1.


Medicare Advantage Open Enrollment Period

Starting from January 1 to March 31 every year, once you’re a member of the Medicare Advantage plan, you can switch to a different Medicare Advantage plan or switch to the Original Medicare once during this time. 


Special Enrollment Period

Special enrollment periods happen outside the basic enrollment periods. There are certain requirements that must be met in order to qualify for SEP. Some common scenarios include moving out to your plan’s service area or the employee insurance benefit plan ended.


Medicare Supplement Enrollment Period

An additional way to do that will help you supplement your Original Medicare coverage with additional costs, is to buy a Medicare Supplement plan. The six-month enrollment period starts the first day of the month you turn 65—but of course, as you have signed up for Medicare Part B. If you missed your chance during the Open Enrollment Period, you may not be able to buy coverage for the Medicare Supplement plan. However, if you have a guaranteed issue right, you may be needed to answer a medical examination.


Changes you can make may vary the rules make sure to consult a skilled agent or broker to make things clear about your coverage. 


Yes, Medicare is really confusing with all the enrollment periods and especially the plan and policy. Things will get clear and understandable if you talk to your agent. Chris Antrim Insurance is helping Idahoans in their Medicare journey. We can help you choose from the different coverage that will fit right to your individual needs. Call our office today and together let us navigate the Medicare maze.

Thank You For Reading Our Article.



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